Affordable Care Act (ACA) Resources

What is the Affordable Care Act?

The Affordable Care Act (ACA), frequently referred to as Obamacare, was passed by Congress and signed into law on March 23, 2010. The initial enrollment period was October 1, 2013 – March 31, 2014. Individuals who enrolled and have plans can make changes or keep their current plan by going to HealthCare.gov.

A brief outline of each Title (or section), as well as the full text of the ACA can be found at The Affordable Care Act, Section by Section from the US Department of Health and Human Services (HHS).

Next Open Enrollment Period

The next open enrollment period will be November 1, 2015 - January 31, 2016 for coverage beginning as early as January 1, 2016.

The Centers for Medicare & Medicaid Services (CMS) has created the 5 Steps to Staying Covered:

  1. Review
  2. Update
  3. Compare
  4. Choose
  5. Enroll

Specifically,

  • If a consumer wants to keep their same coverage, the consumer will need to come back to the Marketplace and update their information and select a plan by December 15, 2014, in order for coverage to go into effect on January 1, 2015.
  • If a consumer selects a plan between December 16, 2014 and January 15, 2015, the new plan will be effective February 1, 2015.
  • If a consumer selects a plan between January 16, 2015 and February 15, 2015, the new plan will be effective March 1, 2015.

What is the role of libraries in the Affordable Care Act?

The National Library of Medicine (NLM) has partnered with several government agencies regarding the role of the NLM, and each of the eight Regional Medical Libraries (RMLs) has been working with their state libraries to provide information.

More information about the ACA and the Role of Libraries is available from the American Library Association (ALA). Information and resources related to how public libraries are responding to health information needs, and, in particular, needs related to the ACA may be found on the Health Happens in Libraries page of the OCLC WebJunction website.

Libraries and information providers are encouraged to link users to information provided by HealthCare.gov. HealthCare.gov has created several widgets and badges in English and Spanish to quickly link website visitors to additional information. Code for the widgets and badges is provided and can quickly be added to already existing websites.

American Library Association Publishing has recently released a guide written specifically for library staff, Libraries and the Affordable Care Act: Helping the Community Understand Health-Care Options. This brief guide (89 pages) is meant to offer best practices, advice and examples of library responses from the first open enrollment period, with particular emphasis on public libraries.

Recent Updates new.gif

  • Healthcare.gov

    HealthCare.gov, and the Spanish version of the site CuidadoDeSalud.gov, continue to be the “go to” websites for information about the ACA. The website has undergone a number of updates, upgrades and software improvements to improve the performance of the site. Open enrollment for coverage beginning as early as January 1, 2016 is November 1, 2015 – January 31, 2016. A toll free call center continues to be available 24/7(1-800-318-2596 or 1-855-889-4325 TTY/TDD) except on major holidays.

    Once Open Enrollment begins every year, the application for new HealthCare.gov consumers will be simpler, faster, and more intuitive.

    • It’s simpler. The consumer now enters information only once. The system now saves data as the consumer moves through the application.
    • It’s faster. Depending on the specific situation, the new application could reduce the number of screens by more than 75%, with fewer clicks to navigate through the questions.
    • It’s intuitive for users. The new application is more user-friendly with simpler navigation and built-in help along the way.

    In addition to the Spanish version of the site, CuidadoDeSalud.gov, resources in more than 10 other languages can be found here: https://www.healthcare.gov/language-resource/.

  • From Coverage to Care

    From Coverage to Care is an initiative designed to help people with new health care coverage understand their benefits and connect to primary care and the preventive services that are right for them, so they can live a long and healthy life. From Coverage to Care has written resources and videos which can be printed or ordered to assist patrons.

Key Resources

  • HealthCare.gov

    HealthCare.gov and the Spanish version CuidadoDeSalud.gov are the primary websites for information about the ACA. A toll free call center is available 24/7(1-800-318-2596 or 1-855-889-4325 TTY/TDD). Operators can provide educational information and enrollment assistance in more than 150 different languages.

    The Get Insurance tab of the Healthcare.gov site provides customized information on the Health Insurance Marketplace for individuals and families as well as small business owners. The site enables visitors to complete an application and see various plan options.

    LocalHelp.healthcare.gov allows individuals or organizations to enter their geographic location to identify local ACA consumer assistance destinations in their area. This resource is also available in Spanish.

  • Centers for Medicare & Medicaid Services (CMS)

    CMS has been designated as the HHS division responsible for the rollout of the ACA.

    The site contains Forms, tools, etc. on the Health Insurance Marketplace including application forms for individuals and families. Training materials for navigators, agents, brokers, and other assisters can also be found on this site. The NN/LM SCR is now identified as a Champion for Coverage

    Hard copies of materials to distribute throughout enrollment are available at no cost from CMS in limited quantities using an online ordering system. Libraries are welcome to request these print materials from CMS, however, it is important to note that quantities are limited and stock is constantly changing. You will need to create an account to be able to view and order materials. Once you have an account, search on the keyword “marketplace” to see the available publications.

  • MedlinePlus.gov from the National Library of Medicine

    MedlinePlus has a Health Topics page devoted to all matters relevant to Health Insurance, including many items related to the ACA.

Other Organizations