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The Electronic Fund Transfer System (EFTS), operational since 1996 in New England, is a transaction-based electronic billing system for interlibrary-loan (ILL) and document delivery.

EFTS virtually eliminates the need to create invoices and write checks for re-imbursement for interlibrary loans and document delivery between participants.  Among the advantages are monthly detailed transaction based reports, the ability to handle variable charges and the ability to handle non-DOCLINE transactions.

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